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How Personal Injury Compensation Can Help You Get Back on Your Feet A serious injury could alter the way you live. From the cost of medical bills and lost wages to suffering and pain, you may feel overwhelmed by the consequences of your injuries. Certain costs are simple to calculate, like your medical expenses or missed work. Certain costs are subjective, like your suffering and pain. Loss of wages Injuries that cause loss of income could be devastating. Many households depend on income to pay for their basic expenses like rent or mortgage payments, groceries and utility bills. In New York, injured workers could be eligible to file a personal injury claim against the at-fault driver to seek the cost of lost wages. However the claim's success depends on the evidence that the injury triggered the loss in wages and it was proximately related to the accident. The first step in calculating your lost wages is to calculate the average weekly wage (AWW) that you earned before your injury. This can be done by looking over your previous pay statements. An attorney can help you gather the required documents to prove your claim. If you have more than one employer or have several sources of income, it is essential to include both your salaries in your AWW calculation. You should also include any financial benefits that you receive, such as retirement and health insurance, or bonuses. You may not be in a position to return to your job or you might only be able to perform the job in a limited capacity, based on the nature of your injury. If you are in this circumstance the insurance company will need to provide you with temporary benefits, like a weekly fixed payment that is based upon the percentage of your average weekly earnings. You could also be entitled to reimbursement for your paid time off (PTO) that you took while you were recovering from your injuries. The value of PTO typically equals one day's salary. Another aspect that must be taken into account when the calculation of your lost wages is the cost of any work-related expenses you have incurred. This could include the cost of any transportation, meals or equipment required for your recovery. Workers' compensation does not guarantee future earnings. If your injury stops you from working in the same field or earning the same wage you may be eligible for compensation for future losses through an additional process known as “lost earning capacity.” In order to prove your claim, you will need to prove the impact your injury has had on your capacity to pursue a specific career direction. Medical bills Many people are shocked by the cost of hospitalization especially when it's an emergency room visit. Outpatient treatments can be costly. This is because medicine is for-profit and doctors must pay their costs in order to earn profits. Therefore they are entitled to levy your personal injury settlement or award to recuperate the amount they've been paid. Medical expenses are part of the compensation claim for injuries resulting from negligence. They are usually reimbursed by the party responsible for the accident and their insurance company. However, in the event of a delay of a car accident case it is your responsibility to pay for medical expenses. When your personal injury protection (PIP) has reached the limit of $2,200 or $8,000, you can use your health insurance to cover the remainder of your medical expenses. However, it is important to have your health insurance's contact details in the file of your medical provider to ensure that these bills get paid to them. In addition, you should ensure that any of the doctors you've been seeing are authorized by the Workers' Compensation Board to treat injured workers. If they aren't you'll be accountable for paying the bills once you receive the personal settlement for injury. You should also tell your lawyer who handled your accident about the physical therapists, doctors, and other medical providers who you have visited. Your lawyer may be unaware of these and may not be able to collect amount due from your settlement. Although there is no way to fully make up for the emotional and physical trauma you've endured due to the negligence of another the other party, a lawsuit for injury can be a great help. By proving that the other person's negligence caused of your serious injuries or the loss of a loved one, you may seek damages to compensate for medical bills, lost wages and non-economic losses like suffering and pain. Suffering and pain It is difficult for pain and suffering to quantify in dollars. This is due to the fact that they are not economic damages, like medical bills or loss of income. This is why it is important to have a skilled lawyer who can explain to a jury how your injury has affected your life. Evidence such as photos, witness testimony, and copies of your medical records can aid. The jury should be able to understand that your injury has impacted your life and prevented you from enjoying hobbies and other activities could have a significant impact. Your lawyer may use one of two common methods to determine the amount of your pain and suffering, which are the Multiplier method or the Per Diem method. The Multiplier method adds up your damages in money and then multiplies them by a number from one to five depending on your severity of injury. The Per Diem method assigns an amount of money to every day you've been injured, and then multiplies that number by the number days it will take to recover fully. Your lawyer will take into account many factors to determine the right settlement amount for your pain and discomfort. Computers and algorithms can't determine pain or suffering, which is why each case must be evaluated each case individually. It is also important to consider your emotional stress, mental distress and physical pain. This includes emotions such as fear, depression, grief and anxiety, as well as shock. Post-traumatic stress disorder (PTSD) is a serious mental illness that can lead to extreme mental pain. The best method to prove the loss of enjoyment is to have a certified expert such as psychologist, testify to how the injury has affected you. This can be done through written reports or face-to-face testimony. The more information you have the greater chance it is that your lawyer will be able to secure you a higher compensation award for your pain and suffering. You can sue someone who intentionally injured you, even though the majority of personal injury cases are accidents. This kind of negligence claim is referred to as a civil tort. While these kinds of claims aren't common but there are a myriad of types of civil torts that could be filed for, including medical malpractice, wrongful deaths dog bite injuries and defamation lawsuits. Damages A monetary sum awarded to someone as compensation for an injury may aid them in getting back on their feet after an accident. It can also compensate more intangible losses such as pain and suffering. Typically the damages are paid by the defendant through an insurance settlement or by the judge or jury in court cases. In general there are two types of damages: compensatory and punitive. Compensatory damages compensate the plaintiff for their actual expenses. They are available in almost every personal injury claim. Punitive damages are used to punish the perpetrator and deter similar behavior in the future. It is crucial to include future expenses and costs when you request compensation. This includes prescription medications, future surgeries, and any other costs that are not anticipated. It is also essential to consider how the injury may have affected your life quality. It is crucial to consider the losses you suffer if, for example you are unable play with your children or do other activities that you enjoy. Add up the expenses and lost wages to calculate a straightforward calculation of past losses. However, to calculate future medical expenses and a decrease in earning capacity, you'll need medical note from a doctor that outlines the amount of time you'll be unable to work and your usual hourly rate. Then, Pasadena injury attorney can divide the number of days between the date of greatest medical improvement and the date when you're expected to return to work by that daily rate to calculate estimated lost earnings. You could also be entitled to compensation for “loss or consortium” if your accident has caused emotional distress in your relationship with your spouse or other family members. It's difficult to put a price on suffering and pain, but you deserve the full and fair compensation for the injury. This type of damage is usually determined by the judge's or jury's decision rather than hard evidence. Your attorney can explain this in greater depth and help you decide the amount of compensation you're entitled to for your injury.